How this calculation works

A continuous load is one expected to run at its maximum for three hours or more. Office lighting, most commercial HVAC, EV charging, sign circuits. Not a receptacle circuit, not a residential kitchen.

Required capacity
(continuous load × 1.25) + non-continuous load
Then round up to the next standard size, 240.6(A)

Two rules say the same thing from opposite directions. 210.20(A) sizes the overcurrent device at 125% of the continuous load. 210.19(A) sizes the conductor to the same figure. They have to be applied together — a 25 amp breaker on a conductor sized for 20 does not protect anything.

Standard sizes, and the round-up rule

The standard sizes in 240.6(A) start 15, 20, 25, 30, 35, 40, 45, 50, then jump in wider steps. 240.4(B) generally lets you round up to the next standard size when the conductor ampacity does not land on one, as long as the circuit does not supply receptacle outlets and the device is 800 amps or less. Above 800 amps you round down.

Where this calculator stops

Motor circuits do not work this way. A motor branch circuit sizes its conductors at 125% of the table full-load current, but its short-circuit protection can go as high as 250% of FLC for an inverse-time breaker, because starting inrush would trip anything sized to the running load. Motor overload protection is a third, separate device. Use the motor calculator for those.

Same for air conditioning and refrigeration equipment, which carries its own minimum circuit ampacity and maximum overcurrent protection on the nameplate. Those nameplate numbers are the answer — do not recalculate them.