Overcurrent protection looks like one topic and is actually three, with three different sets of rules. Branch circuits and feeders follow one logic. Motors follow another that appears to violate everything you just learned. Transformers follow a third.

Applying branch circuit logic to a motor circuit is probably the single most common sizing error in the trade, and it fails inspections and exams in equal measure. Here is each path, separately.

Path 1: Branch circuits and feeders

The rule for ordinary loads is straightforward: the overcurrent device protects the conductor, so the device rating cannot exceed the conductor ampacity, with a few defined exceptions.

Decision diagram showing three different overcurrent sizing paths: standard branch circuit at 125 percent of continuous load, feeder sizing, and motor branch circuit protection sized well above the conductor ampacity
Three different rules. Applying the branch circuit rule to a motor is the classic error.

The continuous load rule

Where a load runs for three hours or more, both the overcurrent device and the conductors must be sized for at least 125 percent of that continuous load.

Minimum OCPD = (continuous load × 1.25) + noncontinuous load
The same 125 percent applies to the conductor ampacity requirement

People also state this backwards, as "you can only load a breaker to 80 percent." Same statement, different direction. The 80 percent framing is easier to sanity-check in the field, and 1 divided by 1.25 is 0.8, which is where it comes from.

Example — continuous lighting load

A commercial lighting circuit draws 16 amperes and runs all day.

16 × 1.25 = 20 amperes minimum.

A 20 ampere device with 12 AWG copper works, but there is zero margin. Any addition to that circuit requires resizing. Most designers would run this on a 20 amp circuit at no more than 16 amps of connected continuous load and stop there.

The small conductor rule

Regardless of what the ampacity table says, overcurrent protection for the small copper conductors is capped:

Copper conductorMaximum OCPDTable ampacity at 90°C
14 AWG15 A25 A
12 AWG20 A30 A
10 AWG30 A40 A
MOTOR CIRCUITS ARE THE TRAP

The app carries full-load current tables and the motor multipliers so you are not sizing off a nameplate alone.

This is why a 12 AWG conductor that the table rates at 30 amps still lands on a 20 amp breaker. Specific exceptions exist, notably for motor circuits and certain welder and control applications, which is exactly the point of the next section.

The next size up rule

Where a conductor's ampacity does not correspond to a standard overcurrent device rating, you are generally permitted to go to the next higher standard size. Conditions apply: the device cannot exceed 800 amperes, the conductors cannot be part of a multi-outlet branch circuit supplying receptacles, and the small conductor rule still governs where it applies.

Standard ratings are 15, 20, 25, 30, 35, 40, 45, 50, 60, 70, 80, 90, 100, 110, 125, 150, 175, 200 and up from there.

Path 2: Motors

Motor circuits split protection into two separate jobs handled by two separate devices, and once you see that, the numbers stop looking insane.

FunctionDeviceSized from
Short circuit and ground faultBreaker or fuse at the branch circuitA large multiple of full-load current
OverloadOverload relay in the starter, or integral protectorMotor nameplate current

The branch circuit device has to let the motor start. Inrush on across-the-line starting can be six to eight times running current for a second or two. A device sized to protect the conductor thermally would trip on every start. So the branch device is sized for inrush, and the conductor's thermal protection comes from the overload device instead.

The sizing sequence

  1. Get full-load current from the NEC motor tables, not from the nameplate. This trips people up constantly. Conductor sizing and branch circuit protection use the table value.
  2. Size the conductors at 125 percent of that table full-load current for a single continuous-duty motor.
  3. Size the branch circuit protective device using the percentages for your device type. For an inverse time circuit breaker on a typical squirrel cage motor, the maximum is 250 percent of full-load current. Dual element time-delay fuses run much lower, around 175 percent. Instantaneous trip breakers run much higher.
  4. Size the overload device from the motor nameplate current, typically at 115 or 125 percent depending on service factor and temperature rise.
Example — 10 hp, 230 volt, three-phase motor

Table full-load current: 28 amperes.

Conductors: 28 × 1.25 = 35 amperes minimum ampacity. 8 AWG copper at 75 degrees C is 50 amperes, comfortably adequate; 10 AWG at 35 amperes also satisfies it at the 75 degree C column.

Branch circuit breaker: 28 × 2.50 = 70 amperes. A 70 ampere inverse time breaker is a standard size and is permitted.

Result: a 70 amp breaker protecting a conductor rated 35 to 50 amps. Correct, and it looks wrong to anybody applying branch circuit logic.

Overload: sized separately from the motor nameplate, which is what actually protects that conductor from a sustained overload.

Where the calculated value does not correspond to a standard rating, motor branch circuit protection is generally permitted to go to the next higher standard size, and may be increased further where the motor will not start, subject to hard ceilings in the code. Never increase it because it is tripping without confirming the motor is not actually faulted.

Feeders supplying multiple motors

Sum the full-load currents of all motors, then add 25 percent of the largest motor's full-load current. That addition covers the starting current of the last motor to start while the others run.

Path 3: Transformers

Transformer protection has its own percentages, and there is a distinction people miss: protecting the transformer and protecting the secondary conductors are different requirements.

  • Primary protection only is permitted for many transformers at a specified percentage of primary current.
  • Where secondary protection is also provided at the required percentage, the primary device may be set considerably higher.
  • Secondary conductors still require protection under the feeder and tap rules, which is a separate analysis from transformer protection.

See transformer sizing for the current calculations that feed into this.

Quick decision guide

Load typeSize the device fromCommon trap
General branch circuitConductor ampacity, capped by the small conductor ruleUsing the 90°C column as the final answer
Continuous load125% of the loadForgetting it also applies to the conductor
Motor branch circuitPercentage of table FLC by device typeUsing nameplate instead of table current
Motor overloadNameplate currentUsing table current instead of nameplate
Motor feederSum of FLC plus 25% of the largestOmitting the largest-motor addition
EVSE125% of charger ratingTreating it as noncontinuous
Air conditioningNameplate maximum overcurrent markingCalculating it instead of reading the label

Air conditioning equipment is a special case. The nameplate carries a minimum circuit ampacity and a maximum overcurrent protective device rating, both determined by the manufacturer. Use those numbers. Do not calculate your own; the marked values are what the listing requires and what the inspector will check.

The order of operations

When you are sizing from scratch, run it in this order and you will not double back:

  1. Determine the load, and decide whether any part of it is continuous.
  2. Apply the 125 percent factor to the continuous portion.
  3. Size the conductor for that ampacity, applying ambient correction, bundling adjustment and the termination limit.
  4. Check voltage drop and upsize if the run demands it.
  5. Select the overcurrent device against the final conductor ampacity, the small conductor rule, and the next-size-up allowance.
  6. For motors and air conditioning, throw out steps 4 and 5 and use the motor rules or the nameplate marking instead.
BREAKER SIZING IN SECONDS

Branch circuits, feeders and motor circuits, with the tables built in. Free tier, offline.

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Frequently asked questions

Why can a motor breaker be larger than the conductor ampacity?
Because motor branch circuit protection is sized for starting inrush, not for conductor protection. Overload protection for the motor is handled separately by the overload device in the starter or the motor's integral protector. Article 430 deliberately splits the two functions, which is why the numbers look wrong if you apply branch circuit logic to them.
What is the 125 percent continuous load rule?
Where a load runs for three hours or more, the overcurrent device and the conductors must be sized for at least 125 percent of that continuous load. In practice you are sizing to 80 percent of the breaker's rating, which is the same statement from the other direction.
When can I round up to the next standard breaker size?
Where the conductor ampacity does not match a standard overcurrent device rating, you are generally permitted to go to the next higher standard size, subject to conditions including a 800 amp ceiling and the circuit not supplying receptacles. There are exceptions, and motor and air conditioning circuits follow their own rules entirely.
Do I size a breaker from the nameplate or from the tables?
For most loads, the nameplate. For motors, conductor sizing and overload sizing use the motor's full-load current from the NEC tables rather than the nameplate, while the overload protection itself uses the nameplate. Getting that backward is one of the most common exam and field errors.

Keep reading

Calculators

Wire Size Chart: Conductor Ampacity Under NEC 310.16

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Residential Load Calculation: Article 220, Step by Step

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Transformer Sizing: kVA, Primary and Secondary Current

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Field Tips

EV Charger Circuit Sizing: What Article 625 Requires

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// DisclaimerThe National Electrical Code® (NEC®) and NFPA 70® are registered trademarks and copyrighted publications of the National Fire Protection Association (NFPA). This article is an independent educational resource and is not affiliated with, endorsed by, or sponsored by the NFPA. All code references in this article are paraphrased for educational purposes only and do not reproduce the official text of any NEC edition. This content is not a substitute for the official NFPA 70 publication. Electricians, contractors, and students are encouraged to purchase the official National Electrical Code from the NFPA at nfpa.org for complete and authoritative code text. Always verify requirements with the code edition adopted by your jurisdiction and your Authority Having Jurisdiction (AHJ).